Buy

Find the right home at a price that makes sense.

We look past the fresh paint and raise the questions worth asking before you commit.

Buying steps

How buying with Axiom works.

01
Plan and pre-approval
Talk through goals and budget, and get pre-approved with a lender of your choice.
02
Search and offer
Tour homes, review recent nearby sales, and write an offer with a clear strategy.
03
Inspect and close
Inspections, appraisal and title reviewed carefully, with deadlines tracked in writing.

First-time buyers

Budget beyond the price
Plan for closing costs, insurance, taxes, HOA dues and moving expenses.
Get pre-approved early
A pre-approval shows sellers you're ready and clarifies your price range.
Don't skip inspections
Inspections can reveal issues worth negotiating or walking away from.
Check flood zones
Much of Hampton Roads is near water. Ask about flood zones and flood insurance costs early.
Read the HOA documents
Rules, fees and reserves can affect your costs and how you use the property.
Keep finances steady
Avoid new credit or large purchases between pre-approval and closing.

Loan basics

General information only. Axiom does not endorse any lender — talk to a licensed loan officer about your situation.

VA loans
Available to eligible veterans, service members and some surviving spouses. Often no down payment and no monthly mortgage insurance; a funding fee may apply.
FHA loans
Government-insured loans with lower down payment options and flexible credit guidelines; mortgage insurance applies.
Conventional loans
Not government-backed. Down payments vary; private mortgage insurance may apply under 20% down.
USDA loans
For eligible properties in designated rural areas, with income limits and possible zero-down options.
Down payment assistance
Virginia Housing and some localities offer programs for eligible buyers. Ask your lender.
Pre-approval vs. pre-qualification
Pre-approval involves verified documents and carries more weight with sellers.

Listings

Live listings coming soon

In the meantime, tell us what you're looking for and we'll send homes that match.